Do I need to connect my bank?

No. Never. You add subscriptions manually, which means Subkept never gets your bank credentials, transaction feed, or card history.

No. We are not an ad business and we do not sell personal data. The product works because people pay for the product, not because we squeeze value out of their information.

What happens if I cancel?

You can export your data, and when you close the account we delete the data associated with it. There is no dark-pattern off-ramp.

How is this different from Rocket Money or Mint?

Those tools lean on bank connections and transaction scraping. Subkept does not. You tell us what matters, we help you manage it, and your bank stays out of the loop.

SubBuddy has a free tier; the paid plan details should be confirmed on the SubBuddy website. We could not live-verify the current price at build time.

Does SubBuddy connect to my bank?

No. SubBuddy is manual entry, like Subkept.

What does Subkept have that SubBuddy does not?

Subkept ships household tracking, price-hike detection, multi-currency normalization, and a CSV export on every plan. SubBuddy may or may not match this depending on its current version.

Which one is more private?

Both avoid bank connections. Privacy posture beyond that depends on each product's privacy policy and analytics setup; check the policies directly.

Subkept vs SubBuddy

Subkept

Privacy-first

VSUpdated May 2026

SubBuddy

Indie subscription tracker

Subkept vs SubBuddy: privacy-first subscription trackers

Both Subkept and SubBuddy avoid bank connections. The split is mostly about platform reach, household tracking, and how much detail each surfaces about your stack. Always confirm SubBuddy details on its official site before deciding.

Both Subkept and SubBuddy sit in the same category: manual-entry subscription trackers that never touch your bank. That baseline separates both products from bank-linked tools like Rocket Money, where subscription data is pulled automatically from transactions.

The practical differences come down to platform reach, household tracking, and the depth of features each product surfaces. Subkept has public, verifiable pricing, a confirmed free tier, and specific features like price-hike detection and household member tagging. SubBuddy is a smaller indie product and some of its feature details could not be live-verified at the time of writing.

If you are comparing the two, the best first step is to check the current SubBuddy website for its latest pricing and features before making a decision.

Side-by-side: 16 features

Every row reflects the feature's status on each product's current public release.

Feature	Subkept	S SubBuddy
Bank connection required	No	No
Manual entry	Yes	Yes
Subscription tracking	Yes	Yes
Renewal reminders	Yes	Yes
Price-hike alerts	Yes	No
Trial countdown	Yes	unverified
Calendar view	Yes	unverified
Worth-It scoring	Yes	No
Bill negotiation	No	No
Cancellation service	No	No
Multi-currency	Yes	unverified
Household sharing	Yes	unverified
Data export	Yes	unverified
Free tier (no time limit)	Yes	Yes
Dark mode	Yes	unverified
Works offline / PWA	Yes	unverified

Swipe to see all columns →

Who should choose which

Choose Subkept if you...

You want a web-first app that runs in any browser without an app store install.
You want explicit household tracking so a couple or family can share one list.
You want price-hike detection wired into the product, not an external spreadsheet.
You want a clearly stated free tier (3 subscriptions) and a flat $5 per month Pro.

Choose SubBuddy if you...

You prefer a small indie app and want to support a smaller maintainer.
You only need bare-bones subscription logging and reminders.
Your stack is small enough that you do not need household roles or multi-currency.

Honest tradeoffs

Things neither product's marketing page will tell you upfront.

SubBuddy is a smaller indie product with less public information. We could not live-verify its current pricing or feature set, so always check the official site before paying.

Subkept and SubBuddy are both manual-entry, no bank connection. If that is the only criterion, either works.

Frequently asked questions

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