Do I need to connect my bank?

No. Never. You add subscriptions manually, which means Subkept never gets your bank credentials, transaction feed, or card history.

No. We are not an ad business and we do not sell personal data. The product works because people pay for the product, not because we squeeze value out of their information.

What happens if I cancel?

You can export your data, and when you close the account we delete the data associated with it. There is no dark-pattern off-ramp.

How is this different from Rocket Money or Mint?

Those tools lean on bank connections and transaction scraping. Subkept does not. You tell us what matters, we help you manage it, and your bank stays out of the loop.

Bobby is free with optional one-time in-app purchases. The All-in-one Pack is $1.99 (v2 is $2.99). Individual unlocks like Subscription Limit, Category Limit, Security Pack, and Visual Pack are $0.99 each.

Does Bobby connect to my bank?

No. Bobby is manual entry only and never touches bank credentials. That privacy posture matches Subkept.

No. Bobby is iOS, iPadOS, macOS (M1 and later), and Apple Vision only. There is no Android version.

Can Bobby track household subscriptions?

Bobby is a single-user app with iCloud sync. There is no built-in household tagging the way Subkept handles it.

What is the cheapest path with Subkept?

Free covers up to 3 subscriptions and is not time-limited. Pro is $5 per month or $35 per year if you outgrow the free tier.

Does Subkept have native iOS?

Subkept is a PWA and installs to the iOS home screen, but it is not a native App Store app. If a native iOS feel is critical, Bobby is the right pick.

Subkept vs Bobby

Subkept

Privacy-first

VSUpdated May 2026

Bobby

iOS-only manual subscription

Subkept vs Bobby: web tracker or iOS-only tracker

Bobby is a beloved iOS-only tracker with one-time in-app purchases and iCloud sync. Subkept is a web app that works the same on every device, with a free tier and a flat Pro plan. The split is mostly about platform and household reach.

Both Subkept and Bobby skip the bank-connection step entirely. You add subscriptions by hand, and neither app ever needs your financial credentials. That shared philosophy is where the similarity ends.

Bobby is a native iOS app built for the Apple ecosystem. It offers one-time in-app purchases instead of a recurring subscription, iCloud sync across Apple devices, and a polished interface with extensive visual customization. If you own an iPhone and want to pay once, Bobby is a strong option.

Subkept is a web app that runs on every device with a browser, including Android. It adds household tracking, price-hike detection, and multi-currency support that Bobby does not cover. The trade-off is a monthly or annual fee instead of a one-time purchase, and a PWA rather than a native app on iOS.

Side-by-side: 16 features

Every row reflects the feature's status on each product's current public release.

Feature	Subkept	B Bobby
Bank connection required	No	No
Manual entry	Yes	Yes
Subscription tracking	Yes	Yes
Renewal reminders	Yes	Yes
Price-hike alerts	Yes	No
Trial countdown	Yes	Yes
Calendar view	Yes	Yes
Worth-It scoring	Yes	No
Bill negotiation	No	No
Cancellation service	No	No
Multi-currency	Yes	Yes
Household sharing	Yes	No
Data export	Yes	iCloud sync
Free tier (no time limit)	Yes	Yes
Dark mode	Yes	Yes
Works offline / PWA	Yes	Yes

Swipe to see all columns →

Who should choose which

Choose Subkept if you...

You use Android or share subscriptions with someone who does.
You want one shared list across web, iOS, and Android without depending on iCloud.
You want household member tagging so it is clear who pays for what.
You want price-hike alerts when you update a price for a subscription.

Choose Bobby if you...

You are fully inside the Apple ecosystem and want a native iOS or macOS app.
You prefer one-time in-app purchases over a subscription, even a small one.
You want extensive icon and theme customization at the per-subscription level.
You want everything to live offline by default and sync only via iCloud.

Honest tradeoffs

Things neither product's marketing page will tell you upfront.

Bobby is a polished native iOS app. Subkept is a web app that installs as a PWA. If native feel is the deciding factor, Bobby wins on iOS.

Bobby has a one-time-purchase model. Subkept charges $5 per month or $35 per year for Pro. If you want to pay once and never again, Bobby is honest about that.

Subkept is built around households and the web. Bobby is built around one Apple user with iCloud sync.

Frequently asked questions

Ready to take control of your subscriptions?

Start free. Up to 3 subscriptions, no bank link, no time limit. Upgrade to Pro when you need more.